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For Your Practice

Professional Loans at 9% p.a.

Up to ₹75 Lakhs. No collateral. Tailored for doctors, CAs, architects, lawyers, and engineers. 72-hour approval.

₹75 Lakhs
Max Amount
9% p.a.
Interest Rate
10 Years
Max Tenure
Not Required
Collateral
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PROFESSIONS WE SERVE

Built for Every Professional

🏥

For Doctors

Clinic setup, medical equipment, practice expansion. Accepted: MBBS, MD, MS, BDS, BAMS, BHMS.

📊

For Chartered Accountants

Office setup, working capital, overdraft. Revenue-based assessment for ICAI members.

🏗️

For Architects

Studio setup, CAD equipment, project bidding. CoA registration accepted as income credential.

⚖️

For Lawyers

Chamber setup, library, working capital. LLB/LLM + bar council membership considered.

⚙️

For Engineers & MBAs

Consulting practice setup, business launch. Post-grad qualification + 2-year experience eligible.

💰

No Collateral up to ₹75L

Fully unsecured loan up to ₹75 Lakhs. Based purely on your qualifications and income.

EMI CALCULATOR

Plan Your Professional Loan

₹25.0L
₹1L₹75L
5 Years
1 Yr10 Yrs
Monthly EMI
₹51,896
Interest
₹6,13,753
Total
₹31,13,753
Apply for This Loan
ELIGIBILITY

Who Can Apply?

Qualification
Any post-graduate or professional degree (MBBS, CA, B.Arch, LLB, MBA, B.Tech)
Registration
Active registration with relevant professional body (MCI, ICAI, CoA, Bar Council)
Experience
Minimum 1–2 years post-qualification practice or employment
Age
22 to 65 years at loan maturity
CIBIL Score
700+ preferred; 680+ considered for established professionals
Income
Minimum ₹40,000/month (all professional income combined)
DOCUMENTS

What You'll Need

🪪Aadhaar & PAN Card
🎓Degree Certificate & Registration
🏦Last 6 months bank statements
📋Last 2 years ITR with income schedule
📍Practice / office address proof
📸Passport-size photographs
HOW IT WORKS

Approved in 5 Steps

01
Apply Online
Fill a 3-minute form. No branch visit needed.
02
Upload Credentials
Degree, registration certificate, and bank statements uploaded securely.
03
Bank Matching
We compare 15+ partner banks for the best professional loan rate.
04
Offer in 72 Hours
Best-rate offer issued within 72 hours. Digital signing from anywhere.
05
Disbursal
Funds credited to your account. Grow your practice immediately.
FAQ

Professional Loan FAQs

We serve MBBS/MD/MS doctors, Chartered Accountants (CA/CMA), Architects (B.Arch), Lawyers (LLB/LLM), Engineers, MBA graduates, and other post-graduate professionals with verifiable income and registration.

Unsecured professional loans go up to ₹75 Lakhs. With property collateral, amounts can reach ₹5 Crore. Actual eligibility depends on your income, CIBIL score, and professional credentials.

Yes. Professional loans have no end-use restriction. You can use the funds for practice setup, home purchase, vehicle, education, or any personal financial need.

No. Rates vary by profession and lender. Doctors and CAs typically get the lowest rates (9–10% p.a.). The final rate depends on your CIBIL score, income profile, and chosen lender.

Yes, with 1+ year of experience (including internship/articleship). A strong CIBIL score (700+) and co-applicant with income can significantly boost eligibility for fresh professionals.

No guarantor is required for most professional loans up to ₹75 Lakhs. Adding a co-applicant with income can enhance your loan eligibility and may unlock better interest rates.

Your Credentials = Your Credit

₹75 Lakhs | 9% p.a. | No Collateral | 72-Hr Approval

Apply Now View by Profession