Home Loans

Your Dream Home, Our Best Rates

Home loans starting at 7.3% p.a. Up to ₹20 Cr with zero processing fees for select professionals.

Personal Loans

Instant Personal Loans for Every Need

Up to ₹50 Lakhs. No collateral required. Same-day disbursal for salaried professionals.

Gold Loans

Unlock the Value of Your Gold

Get up to ₹1 Crore against your gold jewellery at the lowest interest rates. Instant approval.

Education Loans

Invest in Your Future Today

Education loans up to ₹1.5 Cr for top colleges in India & abroad. Flexible repayment options.

Professional Loans

Exclusive Loans for Professionals

Doctors, CAs, architects & engineers — get preferential rates up to ₹50 Lakhs, no collateral.

Business Loans

Empower Your Business Dreams

Low-interest business loans up to ₹1 Cr with minimal documentation. Fast-track your company's growth today.

Partnered with India's Leading Banks and NBFCs

Access competitive rates from 15+ premier banking institutions

RBI RegisteredTrusted by 10,000+ Professionals

Comprehensive Loan Solutions

From home loans to business financing, we offer a complete range of financial
products with preferential rates for professionals.

Business Loans

Business Loans

FUEL YOUR GROWTH

Amount:Up to ₹1 Cr
Rate:14% onwards
Key Feature:48-Hour Approval

Working capital, equipment finance, and overdraft facilities. Minimal documentation required.

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Home Loans

Home Loans

YOUR DREAM HOME

Amount:Up to ₹20 Cr
Rate:7.3% onwards
Key Feature:0% Processing Fee

Flexible documentation for private practice income. Balance transfer and top-up options available.

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Professional Loans

Professional Loans

FOR YOUR PRACTICE

Amount:Up to ₹75 L
Rate:9.0% onwards
Key Feature:No Collateral

Equipment finance, practice setup, or expansion. Tailored for doctors, CAs, architects.

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Personal Loans

Personal Loans

QUICK CASH ACCESS

Amount:Up to ₹50 L
Rate:10.5% onwards
Key Feature:Same-Day Disbursal

No collateral required. Flexible EMI options. Use for any personal need or emergency.

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Gold Loans

Gold Loans

AGAINST YOUR GOLD

Amount:Up to ₹1 Cr
Rate:7.5% onwards
Key Feature:Instant Approval

Secure loans against your gold jewelry. Flexible repayment tenure. Get funds in 30 minutes.

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Mortgage Loans

Mortgage Loans

PROPERTY AS COLLATERAL

Amount:Up to ₹20 Cr
Rate:10% onwards
Key Feature:Highest LTV

Loan against residential or commercial property. Use funds for any purpose. Competitive rates.

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Education Loans

Education Loans

FUND YOUR FUTURE

Amount:Up to ₹1.5 Cr
Rate:8.5% onwards
Key Feature:100% Financing

Study abroad or in India with flexible EMI options and high unsecured limits for top institutions.

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Vehicle Loans

Vehicle Loans

DRIVE YOUR DREAM

Amount:100% On-Road
Rate:8.75% onwards
Key Feature:Pre-approved Offers

Get the best rates for new or used cars with instant approval and minimal zero-downpayment options.

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Quick Comparison

Compare all our loan products at a glance

LOAN TYPELOAN AMOUNTINTEREST RATEMAX TENUREKEY FEATURE
Business LoansUp to ₹1 Cr14% onwardsUp to 7 years48-Hour Approval
Home LoansUp to ₹20 Cr7.3% onwardsUp to 30 years0% Processing Fee
Professional LoansUp to ₹75 L9.0% onwardsUp to 10 yearsNo Collateral
Personal LoansUp to ₹50 L10.5% onwardsUp to 5 yearsSame-Day Disbursal
Gold LoansUp to ₹1 Cr7.5% onwardsUp to 3 yearsInstant Approval
Mortgage LoansUp to ₹20 Cr10% onwardsUp to 20 yearsHighest LTV
Education LoansUp to ₹1.5 Cr8.5% onwardsUp to 15 years100% Financing
Vehicle Loans100% On-Road8.75% onwardsUp to 7 yearsPre-approved Offers

Built for Professionals

We understand your unique income patterns and professional requirements. Get
loans designed specifically for your profession.

Doctors

HEALTHCARE PROFESSIONALS

  • Flexible documentation for private practice income
  • Higher loan amounts based on specialization
  • Fast-track approval for medical professionals
  • Special rates for MBBS, MD, MS qualified
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Chartered Accountants

FINANCIAL EXPERTS

  • Loan assessment based on firm revenue
  • Minimal documentation for established CAs
  • Overdraft facilities for working capital
  • Tax benefits consultation included
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Architects

DESIGN PROFESSIONALS

  • Project-based income assessment accepted
  • Collateral-free loans up to ₹50L
  • Equipment finance options available
  • Flexible EMI during project gaps
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From Application to Approval

A transparent, streamlined process designed for speed and convenience. Get your
loan approved in just 72 hours.

STEP 015 Minutes

Submit Application

Quick 5-minute online form

STEP 0224 Hours

Document Verification

Our team reviews your application

STEP 0348 Hours

Bank Approval

We process with partner banks

STEP 0472 Hours Total

Loan Disbursal

Funds transferred to your account

Submit Application

5 Minutes

Quick 5-minute online form

  • Fill basic personal and professional details
  • Select loan type and amount required
  • Upload minimal initial documents
  • Get instant eligibility estimate
SUCCESS STORIES

Trusted by 10,000+ Professionals

Real experiences from doctors, CAs, and architects who've achieved their financial goals with Capital Flax

"Capital Flax understood my practice income structure perfectly. Got a ₹2 Cr home loan approved in just 60 hours with minimal documentation. Highly recommend for fellow doctors!"

Approved in 60 hours
R
Dr. Rajesh Kumar
Cardiologist • Mumbai
Home Loan • ₹2 Crore

"As a self-employed CA, getting competitive loan rates was always challenging. Capital Flax made it effortless. Their team knows how to assess firm revenue properly. Best rates in the market!"

Best rates for self-employed
P
CA Priya Shah
Chartered Accountant • Delhi
Business Loan • ₹1.8 Crore

"Finally, a lender who understands project-based income! Capital Flax approved my loan based on my portfolio of ongoing projects. No hassle, transparent process, excellent service throughout."

Project income accepted
A
Architect Amit Patel
Principal Architect • Ahmedabad
Professional Loan • ₹75 Lakhs
10,000+HAPPY CLIENTS
4.9/5AVERAGE RATING
₹500+ CrLOANS DISBURSED