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Drive Your Dream

Vehicle Loans at 8.75% p.a.

Get up to 100% On-Road financing for new and used cars. Instant pre-approved offers within minutes.

100% On-Road
Financing
8.75% p.a.
Interest Rate
7 Years
Max Tenure
Zero Option
Downpayment
Apply Now
KEY BENEFITS

Accelerate Your Journey

🚗

100% On-Road

Cover the ex-showroom price, RTO registration, and insurance completely.

🏎️

New & Used Cars

Get competitive rates for both brand new cars and certified pre-owned vehicles.

⚡

Pre-Approved Offers

Walk into the dealership with a pre-approved letter and negotiate better prices.

🔄

Flexible Repayment

Tenures ranging from 1 to 7 years. Prepay your loan with zero penalties after 1 year.

🤝

Dealership Tie-ups

Exclusive partnerships with top dealerships across India resulting in faster delivery.

📱

Digital Process

100% paperless loan approval process. No physical verification required for pre-approved.

LOAN SEGMENTS

Types of Vehicle Loans

🚙

Car Loans

Financing for hatchbacks, sedans, SUVs, and luxury cars for personal use. Both new and pre-owned cars covered with up to 100% on-road funding.

Zero Downpayment Options
Instant Approvals
Tenures up to 7 Years
🚚

Commercial Vehicle Loans

Funding for trucks, buses, taxis, and heavy commercial vehicles. Designed for fleet operators, logistics businesses, and single-truck owners.

Up to 100% Chassis Funding
Customized EMI Structuring
Refinance & Top-up Options
EMI CALCULATOR

Calculate Your Car EMI

₹10.0L
₹1L₹1Cr
5 Years
1 Yr7 Yrs
Monthly EMI
₹20,637
Interest Amount
₹2,38,234
Total Payable
₹12,38,234
Interest Rate8.75% p.a.
Apply for Vehicle Loan
ELIGIBILITY

Who Can Apply?

Employment
Salaried, Self-Employed, or Business Owners
Min Income
₹20,000/month (salaried); ₹2.5L p.a. (self-employed)
Age Limit
21 to 65 years at the time of loan maturity
CIBIL Score
Minimum CIBIL Score of 700 is recommended
Down Payment
Zero down payment available based on profile and vehicle segment
Vehicle Age
For used cars, age of vehicle at loan maturity should not exceed 10 years
DOCUMENTS

What You'll Need

🪪Aadhaar Card & PAN Card
📃Last 3 months Salary Slips / 2 Yrs ITR
🏦Last 6 months Bank Statements
📝Proforma Invoice / Quotation from Dealer
📸Valid Driving License (Preferred)
🚗RC & Valuation Report (For Used Cars)
HOW IT WORKS

Get the Keys in 5 Steps

01
Select Vehicle
Finalize the car model and get a proforma invoice from the dealer.
02
Apply Digitally
Apply online and let our system fetch the best available offers.
03
Instant Approval
Get your loan sanctioned within 4 hours of document submission.
04
Sign Agreement
Sign the digital loan agreement and NACH mandate securely.
05
Dealership Payout
Loan amount disbursed directly to the dealer's account the same day.
FAQ

Vehicle Loan FAQs

Yes, 100% on-road financing is available for select models and customers with excellent credit scores and stable income profiles. Usually, banks fund 85-90% of the on-road price.

Interest rates for used car loans are typically 1-2% higher than new car loans, starting at around 10.5% p.a., depending on the car's age and condition.

You cannot sell the vehicle while the loan is active because the bank holds hypothecation. You must foreclose the loan, get an NOC from the bank, and remove the hypothecation before selling.

Most banks charge a nominal pre-closure fee of 2-5% on the principal outstanding. However, some lenders offer zero foreclosure charges if paid after 12 or 24 months.

EMI consists of the principal and interest components calculated using the reducing balance method. Use our EMI calculator above to estimate your monthly payments based on loan amount, tenure, and rate.

Drive Away Today

100% Financing | Same-Day Deals | 8.75% p.a. | Zero Downpayment

Apply Now