Business Loans at 14% p.a.

A business loan is a credit facility provided to businesses for expenses like expansion, working capital, or equipment purchase. At CapitalFlax, we offer loans up to ₹1 Crore to help your business grow without stress.

Interest rates for business loans in India typically start at 14% p.a. and can vary based on your business vintage, turnover, and credit score. CapitalFlax partners with 15+ lenders to find you the most competitive rates.

At CapitalFlax, we prioritize speed. You can receive a business loan offer within 48 hours of submitting your documents. Once approved, the funds are disbursed directly to your business account within 24 hours.

To apply, you typically need your PAN & Aadhaar, the last 2 years of ITR with financials, 6 months of current account bank statements, and 12 months of GST returns. We keep the process minimal and digital.

Self-employed professionals, proprietors, partners, and directors of private limited companies with a business vintage of at least 2 years and a minimum annual turnover of ₹10 Lakhs are eligible to apply.

No, CapitalFlax specializes in unsecured business loans up to ₹1 Crore, meaning you don’t need to pledge property or assets as collateral. For loans above ₹1 Crore, collateral-based options are also available.

Simply visit the CapitalFlax apply page, fill out our 3-minute inquiry form, and upload your basic business documents. Our experts will then match you with the best bank partners for your specific profile.

You can secure unsecured business loans up to ₹1 Crore based on your business performance. If you have property to offer as security, we can facilitate mortgage-based business loans up to ₹20 Crore.